The Reserve Bank
Benefits
The Reserve Bank App brings real banking power to your phone — combining traditional finance security with the speed and flexibility of blockchain technology.
How It Works
Your Money, Your Way
With the Reserve Bank App, you can hold, send, spend, and grow your money — whether it’s in U.S. dollars, stablecoins, or other digital assets — all in one secure platform.
Features:
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Instant On/Off Ramp — Buy or sell digital assets instantly without using a swap service.
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Gas Fee Coverage — We cover your blockchain transaction fees, so you get a true banking experience without worrying about “gas” costs.
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Secure Credit Card Integration — Spend directly from your balance anywhere Visa/Mastercard is accepted, with real-time crypto-to-fiat conversion.
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FDIC-Insured Fiat Balances — Your cash deposits are safe and insured through our banking partners.
Why Reserve Bank App?
Seamless Experience — Whether you’re buying coffee or moving funds globally, it just works.
Advanced Security — Multi-layer encryption, two-factor authentication, and institutional-grade custody.
No Hidden Fees — Transparent pricing so you always know what you’re paying.
Designed for Everyone — From crypto newcomers to experienced traders, our interface is simple yet powerful.
Trusted by Leaders, Built for the Future
Cross-Border Compliance with the Department of State
Department of State (DoS) — Working with international policy and regulatory teams to facilitate compliant cross-border transactions, humanitarian disbursements, and global economic development initiatives.
Stability Backed by Federal Reserve Standards
Federal Reserve — Integrating secure payment rails, settlement protocols, and currency management practices in line with the U.S. central banking system.
SEC Compliance & Investor Protection
U.S. Securities and Exchange Commission (SEC) — Ensuring all digital asset offerings, tokenized products, and investment features meet federal securities laws and investor protection standards.
Collaborating with Strategic Partners for Financial Innovation
Public–Private Collaboration — Partnering with leading institutions, regulators, and innovators to drive responsible adoption of next-generation financial technologies.
Institutional Alignment for Unmatched Trust
Guarantee compliance with U.S. financial regulations.
Instant Access — Pay anywhere Visa or Mastercard is accepted with your in-app virtual card.​
Implement bank-grade anti-money laundering (AML) and know-your-customer (KYC) protocols.
Seamless Conversion — Automatically use fiat or crypto from your Reserve Bank balance in real time.
Support strategic government programs, from economic stabilization to innovation in digital currencies.
Secure by Design — Built-in encryption, 2FA, and fraud monitoring protect every transaction.